Instant gives your workforce financial flexibility when they need it most. Whether it's covering an unexpected expense or having control over their earnings, employees value companies that offer modern pay solutions. Our platform combines earned wage access, digital tips, and electronic pay cards in one fee-free solution that shows employees you're invested in their financial wellness and success.

Why an Earned Wage Access Platform Matters for Employers

Earned wage access platforms let employees withdraw their already-earned pay before payday, creating a powerful recruitment and retention tool for employers.

The numbers are clear: companies offering earned wage access are 30% more likely to attract new employees and 20% more likely to retain their existing workforce. Job candidates see instant pay access as a deciding factor when choosing between offers, while existing employees value having control over their earnings timing. This benefit also strengthens your employer brand, positioning you as progressive and employee-focused in a competitive market.

How Instant’s Earned Wage Access Services Work

We connect directly to your payroll system, letting your employees request their earned wages through our simple mobile app in four easy steps:

• Download and opt-in: Employees download the Instant Pay app and register using their work credentials to activate earned wage access with your organization.
• Work and clock out: They complete their shifts and clock out through your existing time tracking system as they normally would.
• Receive notifications: The app sends smartphone notifications showing exactly how much of their earned wages they can access immediately.
• Instant transfer: They request their desired amount, and funds are transferred directly to their account through the Instant app for immediate use.

The entire process runs automatically without requiring any manual work from your payroll or HR teams.

Flexibility That Builds Loyalty

Real pay flexibility means giving employees what they've earned, when they need it:

• Zero fees: Employees keep every dollar they've earned without paying access charges or transaction costs
• 24/7 availability: Instant access to earned wages, day or night, without waiting for payday
• Complete pay coverage: Regular wages, tips, and expense and mileage reimbursements are all available through one platform

These features give your workforce the respect and autonomy they deserve, creating loyalty that keeps them with your organization.

The Impact on Employee Retention and Recruitment

Turn pay into a competitive edge. When people can access their earnings fee-free, they apply faster, accept offers sooner, and stay longer.

| Attract More Candidates Job seekers notice when instant pay is part of your benefits package. | Boost Offer Acceptance Modern pay access can tip the scales when candidates are deciding between employers. | Improve Retention Employees who feel in control of their earnings are more likely to stay. | | --- | --- | --- |